Planning ahead is always important, especially when planning your holiday road trip abroad. Not only is there the obvious to take care of, travel arrangements and packing, but there is also the not so obvious, having appropriate insurance for your automobile. A seemingly carefree drive into Europe will be exactly that, carefree, when you know you have proper insurance coverage ahead of time.
Many of us spend countless hours ensuring proper protection for our car for the daily commute or casual errand. However, many insurance programs only offer protection for basic road traffic accidents, and only sometimes offer third party coverage. Most UK insurance policies will not protect you against other damages while you are abroad. This leaves you vulnerable to theft, fire, flood, or even legal matters occurring after the accident.
It is important to know that you can get minimum basic cover from getting a Green Card for driving abroad. Note, however, that the Green Card will only offer you minimum coverage and that supplemental insurance will be necessary for any comprehensive claims. The Green Card for driving is an internationally recognised document that will provide basic coverage. You will no longer need this document in countries part of the EU; however, it will still be a necessity when travelling outside of the EU.
The Green Card in itself is free and certain insurance companies offer Green Card coverage that offers basic protection for your auto while abroad. This being said, it is important to extend your coverage before travelling. The cost of extending coverage is dependent on the duration of your trip and also on where you will be traveling. Laws and regulations differ from country to country, especially outside the EU, so it is important to be informed about what coverage is best for you.
This may also be a good time to evaluate if your insurance needs match up with your current provider. Having proper coverage, and more importantly having proper coverage for the right price, is integral in protecting your assets. By filling out a short form, the insurance specialists at SimplyFinance will do the searching to find the best auto insurance rate quote for your needs. Protection against emergencies is important to any of us.
Nothing is more stressful than being on holiday and having the inconvenience associated with improper planning. Being organised can help prevent that. When looking for supplemental holiday insurance coverage, check to see if breakdown coverage is something you would be interested in. Emergency roadside assistance, costs of repair, and emergency accommodation are commonly covered by breakdown coverage. The cost may vary depending on the coverage you want, but this cost will be worth it in reassurance alone.
Preparing for your trip by getting your vehicle serviced is another important step. Along with a last minute check-up, make sure to keep a spare set of keys and your insurance documents in a safe and secure place. Do not leave any important documents in your car, regardless of coverage. Also, make sure you have all important documents: passport, driver license, and international driving permit (if applicable).
Most importantly a vacation should be just that. It is important to be safe, and prepared, but to also have fun. With this information, you can make this the trip of a lifetime, and really feel as carefree as the road that lies ahead.